5 Reasons Not to Move to Florida: An In-Depth Look

Lisa McBride September 16, 2024

Are you thinking about moving to Florida? Before you pack your bags, let’s dive into some reasons why people might advise against it. While Florida has its charm, it’s essential to consider these factors before making the big move.

1. Traffic Woes

One of the top complaints about Florida is the traffic. With millions of visitors each year, Florida’s roads are bustling with activity. Retirees and vacationers alike contribute to the congestion, and everyone seems to be in a rush, which can be quite surprising for a state known for its leisurely lifestyle. If you’re coming from a quieter place like the Midwest, the contrast in traffic conditions will be stark.

2. Rising Home Prices

Affordability is another major concern. Over the past four years, home prices in Florida have skyrocketed by nearly 59%. The average home now costs around $525,000, with prices varying significantly by city. For example, in Sarasota, you might pay close to $700,000 for a typical three-bedroom, two-bath home. In comparison, homes in less tourist-heavy states like Iowa are much more affordable, often under $300,000.

3. The Sweltering Weather

Florida’s heat can be overwhelming, especially during the summer months of July, August, and September, where temperatures soar to 90°F with 96% humidity. While many residents escape to cooler northern states, the relentless heat and the threat of hurricanes are significant drawbacks. However, it’s worth noting that every state has its share of natural disasters.

4. Healthcare Challenges

Finding a primary care physician in Florida can be challenging due to high demand. Despite the abundance of doctors and hospitals, new residents often struggle to secure timely appointments. On the upside, Florida is considered a healthy state, with residents enjoying a range of outdoor activities that keep them fit and active year-round.

5. High Insurance Costs

Insurance is a major expense in Florida. Homeowners insurance rates are the highest in the nation, averaging around $133,000 annually. If you live near the coast, these costs can be even higher. Additionally, car insurance rates are also elevated, partly due to the traffic conditions. While Florida’s lack of state income tax is a plus, the high insurance costs can offset this benefit.

Conclusion

Despite these challenges, many people love living in Florida. It’s crucial to weigh these factors and decide what’s most important to you. If you have questions or need assistance with your move, don’t hesitate to reach out. Florida might still be the perfect place for you, depending on your lifestyle and priorities.

For personalized advice and support in your relocation process, contact Lisa McBride and the Sarasota Neighborhood Experts. We’re here to help you make the best decision for your future.

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