10 REALITIES OF LIVING IN LAKEWOOD RANCH

After nearly nine years in Southwest Florida, I always thought I was a Sarasota person. But as Sarasota continued to grow and change, I found myself settling into a different part of town—Lakewood Ranch. Funny enough, I’m still technically in Sarasota County, but life in Lakewood Ranch feels like a world of its own. And if you're considering moving here or just curious about the area, there are a few things you should know. Here are 10 realities of living in Lakewood Ranch.

1. It’s Not a City—It’s a Master-Planned Community

Lakewood Ranch isn’t a city in the traditional sense. It’s more like a self-contained ecosystem made up of 33,000 acres, 45 villages, and multiple governing entities. The primary developer, Schroeder-Manatee Ranch (SMR), is responsible for planning the layout, infrastructure, and amenities. Then, there are the Community Development Districts (CDDs), county governments (Sarasota and Manatee), and individual homeowners associations (HOAs) overseeing everything from public schools and libraries to neighborhood pools and pickleball courts.

2. It’s Inland—And That’s a Good Thing

Though it may look coastal on a map, Lakewood Ranch is actually 15 to 20 miles from the Gulf of Mexico. That distance plays a big role in keeping flood and storm surge risks low—most areas aren’t even in a high-risk flood zone. In fact, many homeowners here aren’t required to carry flood insurance, and those who choose to often pay between $500 and $700 a year. Compared to the $5,000–$15,000 premiums in coastal neighborhoods, that’s a major plus.

3. Yes, There’s a CDD Fee—But It’s Not All Bad

Every neighborhood in Lakewood Ranch has a CDD fee built into the annual property tax. It covers things like infrastructure, road maintenance, and community improvements. Older neighborhoods such as Summerfield or Greenbrook may have already paid off the capital portion of the CDD, reducing what you owe each year. So if keeping fees lower is a priority, targeting more established communities is a smart move.

4. It’s Home to a Diverse (and Educated) Population

Lakewood Ranch attracts a wide variety of residents—from families looking for A-rated schools, to professionals, retirees, and seasonal snowbirds. The average age here is around 49–52, and the average household income ranges between $125,000 and $165,000. Homes typically sell for about $750,000, though townhomes and villas can start around $300,000. At the top end, luxury homes can reach $6–7 million. With builders ranging from D.R. Horton to John Cannon, there’s something for nearly every budget and style.

5. Downtown Here Feels a Bit Different

Lakewood Ranch has two main downtown areas—Main Street and Waterside Place. Main Street has a small-town charm, while Waterside Place offers a more modern vibe with boutiques, restaurants, and plenty of events. From live music and “Ranch Night Wednesdays” to Sunday farmers markets, there’s always something going on.

6. Homes Are Built by Approved Builders Only

If you're dreaming of buying land and hiring your own custom builder, Lakewood Ranch might not be for you. Each village has its own approved builder or set of builders, and most homes follow a specific architectural and design plan. You’ll have input on finishes and upgrades, but there’s a limit to how much you can customize—unless you’re going the luxury route with a true custom builder.

7. It’s Still Growing—Fast

The expansion isn’t slowing down. The developer recently acquired 4,100 more acres in the southeast area, with plans for another 5,000 homes. Although approvals and infrastructure work take time, new neighborhoods are always on the horizon. It’s exciting to see how Lakewood Ranch continues to evolve while keeping its well-organized charm.

8. Some Say It’s a Bubble—Others Call It Paradise

People often say that living in Lakewood Ranch feels like being in a “bubble.” Everything is well-manicured, the communities are consistent, and things just… work. While some prefer more variety or unpredictability, many residents love the security, sense of community, and high standards of living that come with it.

9. Traffic Isn’t That Bad—Until You Leave

Getting around inside Lakewood Ranch is pretty easy. The area is laid out on a grid, making navigation simple. Most traffic complaints come from heading out toward Sarasota, the beaches, or Tampa—especially along I-75. But most residents agree that the convenience and location outweigh the occasional traffic jam.

10. It’s All About Lifestyle

Whether you’re raising a family, balancing a busy career, or enjoying retirement, Lakewood Ranch offers something for everyone. There are clubs, fitness groups, sports leagues, arts programs, and countless opportunities to get involved. From pickleball and book clubs to sailing lessons and wine tastings, it’s a place where your social calendar can be as full—or relaxed—as you want it to be.

Thinking About Moving to Lakewood Ranch?

Whether you’re looking for a family-friendly neighborhood, a peaceful retirement spot, or just curious about what life is like here, we’re happy to help. Feel free to reach out with any questions about neighborhoods, builders, or the lifestyle in Lakewood Ranch.

📞 Let’s chat about what’s next for you!