10 MISTAKES TO AVOID WHEN BUILDING A NEW HOME

10 MISTAKES TO AVOID WHEN BUILDING A NEW HOME

If you're dreaming of building a brand new home in Florida this 2025, you're not alone. With thousands of new homes being built by production, independent, and local builders, there's no shortage of opportunity. But before you dive into contracts and model homes, there are some common (and costly) mistakes you’ll want to avoid.

Here are 10 things you should not do when buying new construction:

1. Start Without a Budget

It may seem obvious, but you'd be surprised how many people tour model homes without a firm budget. With new builds, the costs can quickly exceed expectations—base prices are just the beginning. You’ll need to factor in the lot cost, structural upgrades, design finishes, and more. On average, buyers end up spending about 20% more than they originally planned. Go in with a clear budget and stick to it.

2. Rely Solely on the Builder’s Lender

Yes, builder-affiliated lenders often offer incentives. But that doesn't mean they're always your best option. Some buyers get better rates and terms from outside lenders. Shop around, compare offers, and choose the lender who gives you the best deal for your financial situation.

3. Go It Alone Without an Agent

Builder sales reps are helpful—but they represent the builder, not you. They aren’t obligated to negotiate in your best interest. A knowledgeable agent can guide you, negotiate extras (like impact windows or appliance upgrades), and even save you thousands. Best of all? The builder typically pays your agent's commission. So, there’s no cost to you for having someone on your side.

4. Tour Model Homes Without a Game Plan

Model homes are gorgeous—and designed to make you fall in love. Before you even step foot in one, write down your must-haves (3 bedrooms, 2 baths, 2,000 sq ft, etc.) and your nice-to-haves (south-facing backyard, three-car garage). Having clarity keeps you from being swayed by upgrades you don’t actually need.

5. Feel Pressured to Make an Instant Offer

Sales reps may urge you to act fast to snag an incentive or lot. But remember, you have time. Most deals aren't as urgent as they seem. Take time to review the contract with your agent, understand what you're committing to, and explore your options.

6. Skip Regular Communication With Your Project Manager

Once your home is under construction, the project manager becomes your go-to. Don’t be afraid to ask questions or request updates. While it's best not to show up at the job site daily (that can slow things down), staying in regular communication ensures fewer surprises and more peace of mind.

7. Skip the Home Inspection

Even new homes can have issues—missed insulation, improperly sealed windows, or non-working HVAC systems. A professional inspection before closing helps catch these problems early. Plus, it gives you a reference point during your home warranty period.

8. Delay Financing or Insurance Steps

You might be months from closing, but don't wait to finalize financing. Stay in touch with your lender and make sure your funds are ready to go. The same goes for homeowners insurance—it’s often the final step that delays closing. Get these lined up well in advance.

9. Miss the Final Walkthrough

Your walkthrough (usually about a week before closing) is essential. You'll learn how everything works—from the thermostat to shutoff valves—and review your warranty details. If you’re an out-of-town buyer, it’s often more important to attend the walkthrough than the closing itself, which can be done remotely.

10. Forget to Budget for Post-Move Expenses

Window treatments. Landscaping. Furniture. Moving costs. These add up fast. Make sure you leave room in your budget for the final touches that make your house feel like home.

Final Thought: Take a Breath and Enjoy the Journey

Yes, building a home can be stressful—but it’s also exciting. Give yourself grace. The boxes will get unpacked, the artwork will go up, and in time, your new house will truly feel like home.

Need help with your new construction journey in Sarasota? We’re here for you.